I have finally managed to get through the process of filing my taxes. I did them electronically for the first time. It would have been easy except for all the places where I was trying to carefully check that everything would work before I did it. And where I beat my head against bugs in the system. (I simply could not print the electronic version of my 1099 form that I typed in. The print part of the interface, which worked fine for the other forms, did not think that that form was part of the package. I finally decided to screen capture it and print the screen capture, so that I would have what I'd submitted in my printed record. All told, it took me several hours to find my way through it, but much more time over several days forcing myself to sit down and do it. I believe I included everything and did it right. I just hope that the government computers think the same.
ETA: just got email back that IRS bonged the return, because while the instructions specifically state that you don't have to include form 5329 (taxes on early distributions of IRA money) if you're just paying the tax, if you don't include the form you have to write "NO" in the margin on the 1040... which you can't do on an electronic form. So I've resubmitted including the extra schedule that the instructions say I don't need. Hopefully they like it this time.